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Ways to get health coverage and care — public coverage like Medicaid, CHIP, and Medicare, marketplace plans through HealthCare.gov, and low-cost community health centers near you.
Leave blank to see nationwide programs, or pick a state to add local listings.
Free or low-cost health coverage for eligible low-income people; CHIP covers children in families that earn too much for Medicaid. Apply through your state or HealthCare.gov.
Who it’s for: Varies by state and category (children, pregnant women, parents, adults, people with disabilities). Many states cover adults up to 138% of poverty.
HealthCare.gov can route you to your state
Federal health insurance for people 65+ and some younger people with disabilities. Includes hospital (Part A), medical (Part B), and drug (Part D) coverage.
Who it’s for: Age 65+, or under 65 with certain disabilities or conditions. Help paying premiums may be available through Medicare Savings Programs and Extra Help.
1-800-MEDICARE
Private health plans with income-based subsidies. Many enrollees qualify for tax credits that sharply reduce monthly premiums.
Who it’s for: U.S. citizens and lawfully present residents without affordable coverage. Subsidies scale with income. Special enrollment may apply after life changes.
Marketplace Call Center, 24/7
Local clinics offering medical, dental, and behavioral care on a sliding fee scale, including for the uninsured.
Who it’s for: Open to everyone; fees are based on your income and family size. You are seen regardless of insurance status or ability to pay.
HRSA Health Center information line
Verified, free, and answered by real people. Call directly — no application needed.
Free, confidential support for anyone in emotional distress or a suicidal crisis. Call or text 988, or chat online.
Free, confidential treatment referral and information for mental health and substance use, in English and Spanish.
Questions about Medicare enrollment, coverage, claims, and programs that help pay costs.
Help enrolling in an ACA Marketplace plan and finding income-based subsidies. TTY: 1-855-889-4325.
Locate a community health center offering care on a sliding scale, including for the uninsured.
A private company — not a government agency. We provide free information and point you to official programs to apply to directly. We never charge you, distribute aid, or submit applications on your behalf.